A synopsis of our presentation at this year's Tiny House & Simple Living Jamboree.
- Do I still qualify for insurance if I build my tiny home myself? YES
- What if I'm a D.I.Y.er and want to make a tiny home to live in? YES
- Will I qualify for coverage if I buy an exterior shell from a builder and finish it myself? YES
- Can I still get coverage if my T.H.O.W. is NOT R.V.I.A. certified? YES
There are so many GREAT and EXCITING things coming down the line for you with regards to our tiny home insurance program and we can wait to share every single tidbit with you. However not all is finalized so we will share what we can and give you hints with the rest.
First of all we are proud to say we are NOW LIVE in Tennessee and North Carolina. With so much demand in both of these neighbor states we knew we had to announce both of them at the same time. We have contact info for many of you that have expressed interested in getting insured once we are live there and we will reach out to you. For any of you that we don't have quote requests for please go to our site's INSURANCE page to get started. (Florida should be very, very soon so please be patient. Not to mention more of the East Coast).
We are working out the details of a trip endorsement for our stationary policy for those that just need to move your tiny home once or twice a year. This is alternative to signing up for insurance plan that allows for transit all the time.
The final touches are being put together for group/discount plans for those in the tiny home movement. The first being a group insurance plan for pet owners that will offer a discount for those that sign-up for the plan. Stay tuned for more info and email us if you want to be one of the first to get the sign-up link.
We are making some progress with carriers that will allow us to offer coverage in...CANADA, ah! We will share more as we get more details.
A robust, complete TINY HOME BUILDERS policy is being worked on as we speak. Send us your info if you are interested in hearing more.
And for everyone else that has emailed, called or reached out to us about your situation and haven't received a prompt response please be continue to be patient. As you have found this is still not main stream insurance so we are still working through the nuances with all of our insurance partners and carriers. Keep bugging us because we do want to help you!
CONTACT us with any questions.
We were recently referenced in a smallspaces.about.com article on how to get insurance for your THOW so we thought we'd share it here since it answers a lot of questions we get on the topic. http://abt.cm/1TIEU6M
Bottom line it's been a battle trying to get insurance carriers to cover tiny homes on wheels. However we've made some progress and now offer the following programs to offer you.
1. Policy that covers your tiny home during the build process. (self-build or contractors)
2. Policy that covers your tiny home as a stationary dwelling. (not moving during the policy period)
3. Policy that covers your tiny home during transit and as a stationary dwelling. (taking it on the road)
Feel free to contact us with any questions.